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Loan Calculator

Input Date Here:

Years:

Interest:

Loan Amount:

Annual Tax:

Annual Insurance:

Results

Monthly Principle + Interest

Monthly Tax

Monthly Insurance

Total Payment

Click Here    for current bank rates in your area.

Are you renting right now?  Check out if it is worth your while to buy rather than rent.

Click Here    for the RENT vs. OWN Calculator

The Fair and Accurate Credit Transactions Act of 2003 allows all consumers to receive ONE free credit report each year.  Go to the official site created by the three largest credit reporting agencies; Equifax, Trans Union and Experian.

Click Here   for your Free Annual Credit Report

Mortgage Loan Payment Calculator Instructions

Instructions for the Mortgage Calculator:

  1. Subtract your estimated down payment from the property price and enter the value in "Loan Amount" (Remember that if the down payment is less than 20% of the sale price you will have the added expense of Mortgage Insurance which is not figured into this calculation.)
  2. Enter the current interest rate. Go to www.bankrate.com for currents rates in your area.
  3. Estimate Annual Tax and Insurance and enter these values.
  4. To test the effect of different loan periods try alternatives to the default of "30" years.
  5. Each time you change a value hit "Calculate Now" to see what the effect is.

Prudential Gardner, Realtors

Corp HQ:  Metairie, LA 70006, USA

PGRHQ: 504-887-7588 

 


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Copyright © 2005 - Sepko Consulting, LTD., LLC.

Karen Sepko is Licensed in LA. Prudential Gardner, Realtors®; Metairie, LA, USA.  An independently owned and operated member of The Prudential Real Estate Affiliates, Inc.